Insurance Bad Faith Attorney.

14 years defending insurers means Ivan knows exactly how they operate — and how to hold them accountable when they wrongfully deny or delay your claim.

Free Consultation → ☎ (818) 634-9481

When Insurers Don't Play Fair, We Hold Them Accountable

Ivan Mnatzaganian spent 14 years at Robie & Matthai defending insurance companies in bad faith litigation. He knows their playbook from the inside — the delay tactics, the lowball valuations, the pretextual denials. Now he uses that knowledge to fight for policyholders.

California law imposes a duty of good faith and fair dealing on all insurance companies. When an insurer violates that duty, you may be entitled to damages beyond your original policy limit — including attorney's fees (Brandt fees) and punitive damages in egregious cases.

What We Handle

Wrongful Claim Denial & Unreasonable Delay

California law requires insurers to investigate claims promptly and pay valid claims within a reasonable time. When they don't, you may have a bad faith claim that entitles you to damages far beyond your original policy.

Brandt Fees & Punitive Damages

Unlike most civil cases, insurance bad faith allows recovery of attorney's fees (Brandt fees) and punitive damages when an insurer's conduct is especially egregious. Ivan knows exactly which facts trigger these enhanced remedies.

  • Wrongful claim denial
  • Unreasonable delay in claim processing
  • Homeowners insurance disputes
  • Auto insurance bad faith
  • Disability insurance denials
  • Commercial property insurance
  • Undervalued claims and low-ball offers
  • Failure to defend (duty to defend)
Why Mnatz Law Group
14 YrsDefense Side
BrandtFees Available
FreeConsultation
25+Years Litigation

Ivan Mnatzaganian personally handles every case — no handoffs to associates. Call for a free consultation today.

(818) 634-9481

How It Works

1
Free Consultation

Ivan personally reviews your situation at no charge. In person, phone, or video.

2
Case Evaluation

Ivan explains your options honestly — strengths, risks, and realistic outcomes.

3
Strategy & Filing

Ivan handles all filings, discovery, and negotiations. You're kept informed throughout.

4
Resolution

Settlement, arbitration, or trial — Ivan fights for the best possible outcome.

Common Questions

Insurance Bad Faith FAQ

What is insurance bad faith?

Insurance bad faith occurs when an insurer unreasonably denies, delays, or undervalues a valid claim. In California, insurers owe policyholders a duty of good faith and fair dealing. Violating that duty can expose the insurer to liability far beyond the original policy limits.

My homeowners insurance claim was denied. What can I do?

Request the denial in writing and ask for the specific policy provisions the insurer is relying on. Don't accept a denial at face value. Ivan Mnatzaganian has spent 14 years on the defense side and knows exactly how insurers justify denials — and how to challenge them.

What are Brandt fees?

Brandt fees are attorney's fees recoverable in insurance bad faith cases when the insurer's wrongful conduct forced you to hire an attorney to obtain your policy benefits. This is unique to insurance bad faith — in most California cases, each side pays their own attorney's fees.

How long do I have to sue my insurance company?

Generally 2 years for bad faith tort claims and up to 4 years for breach of contract claims in California. However, your policy may contain shorter suit limitations clauses. Review deadlines carefully and consult an attorney as soon as your claim is denied or delayed.